Description
Do you struggle to make ends meet? Do you see others taking amazing vacations and wish you could afford to do the same? Does debt leave you feeling depressed, worried or angry? If you have ever tried and failed at budgeting, if you want to rid yourself of debt, and stop living paycheck to paycheck, then let #1 bestselling author Heidi Farrelly show you how. Take charge of your finances and learn: The secret way to NOT budget and still save money The problem with budgets (and why most fail) How to stick to a budget – no matter what you’re struggling with How to break free (and stay free) of debt Proven methods to save money and get ahead Brilliant Budgets and Despicable Debt will give you the knowledge you need to create an incredible future for yourself, and your family. Spend without guilt, live without money worries, travel the world, and invest in life! Because there is nothing you can’t achieve if you plan to succeed. Heidi lives in sunny Sydney with her husband, daughter, and dog Gonzo, where she likes to swim, rock climb, sew and mountain bike. She grew up in beautiful New Zealand, famous for ‘kiwi ingenuity’-and of course rugby! -and also spent 2 1/2 years living in and wandering around England and Europe. She loves hanging out with family, travelling, tasting new foods, and exploring everything life has to offer. She doesn’t believe in missing out, just because you have a bit less in your pocket either! Growing up, her family was not well off and as she got older she was terrible with money. Over the years she has learnt to adapt to what life throws at her, and be savvy with her money. This life long battle has morphed into an understanding and knowledge of money, and finance as a whole, that she doesn’t think people who grow up with a bit more can usually empathize with.
