Description
Foreword xvii Introduction 1 Part 1: Getting Started with Credit Repair 7 Chapter 1: Introducing Credit Repair, Credit Scores, and Your Life on Credit 9 Chapter 2: Turning Your Credit Around 27 Chapter 3: Cleaning Up Your Credit Reports 43 Chapter 4: Getting the Best Help for Bad Credit for Free 63 Chapter 5: Coping with Debt Collection 77 Chapter 6: Working with Collectors, Lawyers, and the Courts to Manage Debt Obligations 101 Part 2: Reducing Credit Damage from Major Setbacks 119 Chapter 7: Reducing Credit Damage in a Crisis 121 Chapter 8: Filing for and Recovering from Bankruptcy 145 Chapter 9: Repairing Credit Damage in the Wake of Identity Theft 165 Part 3: Rebuilding Credit, No Matter Where or When You Begin 175 Chapter 10: Starting or Restarting Your Credit in Real Life 177 Chapter 11: Ending Life’s Negative Credit Surprises 199 Chapter 12: Protecting Your Credit During Major Life Challenges 213 Part 4: Making Sense of Credit Reporting and Scoring 243 Chapter 13: Discovering How Credit Reporting Works 245 Chapter 14: Understanding Credit Reports and Scores 261 Chapter 15: Monitoring Your Credit Reports and Scores 295 Part 5: Successfully Managing Your Credit for Life 307 Chapter 16: Putting Yourself in Control of Your Credit 309 Chapter 17: Taking a Sustainable Approach to Your Credit 317 Chapter 18: Safeguarding Your Credit with a Spending Plan 329 Chapter 19: Understanding Equity and Diversity in Credit 355 Chapter 20: Knowing Your Rights to Protect Your Credit 367 Chapter 21: Protecting Your Identity 387 Part 6: The Part of Tens 403 Chapter 22: Ten Consumer Protections Everyone Needs to Know 405 Chapter 23: Ten Strategies for Dealing with Student Loans 415 Chapter 24: Ten Ways to Deal with a Mortgage Meltdown 425 Index 435
