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Steven O’Hanlon, president and CEO of Numerix, LLC and was 2016’s FinTech Person of the Year. Susanne Chishti is the CEO of FINTECH Circle, the leading global FinTech community focused on FinTech investments and corporate innovation strategies and courses. Introduction 1 Part 1: Getting to Know FinTech 5 Chapter 1: Navigating the FinTech Landscape 7 Chapter 2: Understanding What’s Disrupting the Financial Industry (and Why) 21 Chapter 3: The Role of Regulation in FinTech 39 Part 2: Learning the Technology 57 Chapter 4: Defining the Tech Underpinning FinTech 59 Chapter 5: Confronting the Compute Conundrum 93 Chapter 6: Calling Up the Cloud 109 Chapter 7: Understanding Blockchain beyond Bitcoin 135 Chapter 8: Acclimating to the App Mentality 151 Chapter 9: Breaking Down BI Tools 163 Chapter 10: Reviewing the Role of Open Source 175 Chapter 11: Grasping Data Management Fundamentals 197 Chapter 12: Adapting for Future Technologies 211 Part 3: Working with FinTech Companies 223 Chapter 13: Deciding Whether to Build, Buy, or Partner 225 Chapter 14: Managing Integration with Legacy Systems 247 Chapter 15: Preparing Your Team for a Successful Project 261 Chapter 16: Investing in FinTech Companies 279 Chapter 17: Figuring Out the FinTech Endgame 295 Part 4: The Part of Tens 313 Chapter 18: Ten Symptoms of Ailing Legacy Technology 315 Chapter 19: Ten Questions for Determining Whether to Build or Buy 327 Chapter 20: Ten Considerations When Using Open Source Technology 337 Appendix: Building a FinTech Company from the Ground Up 351 Index 361

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